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PASSIONATE

Whether it's for a small residential mortgage, refinancing, or a real estate investment, Harold Rojas is the mortgage broker you need!

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Harold Rojas, Mortgage broker

My name is Harold Rojas, a certified mortgage broker, and I am dedicated to supporting my clients through every step of their real estate project. My role is to offer you personalized solutions tailored to your needs and financial situation while guiding you towards the best conditions available on the market. With a transparent and professional approach, I ensure that you understand your options and make informed decisions. Whether it's for the purchase of a first property, an investment, or a refinancing, my goal is to make the process simple, efficient, and reassuring for you.

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OFFERED SERVICES

Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.

Residential Mortgage Loans

Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.

  • Personalized options tailored to your profile.
  • Best rates to maximize your savings.
  • Expert guidance throughout the process.
Learn more
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Partner Properties

Find Your Future Property

Explore properties from my real estate partners and get pre-approved for your mortgage

TESTIMONIALS

Discover what our clients say about their experience with Harold Rojas

Damien Demessence

Had a great experience with Harold who helped us secure a mortgage for our first home.

Rodman Orozco

Excellent travaille du début à fin!!!! Le meilleur (Translated by Google) Excellent work from start to finish!!!! The best

Isabelle Dionne

Un service impeccable avec un homme à l’écoute de nos besoins! (Translated by Google) Impeccable service with a man who listens to our needs!

Carolina Rivas

Bonne écoute, travail impeccable, suivis rigoureux et bonne communication. (Translated by Google) Good listening skills, impeccable work, rigorous follow-ups and good communication.

Daniel Saravia

Tre bon service a trouver le Meilleur taux Sur le marché (Translated by Google) Very good service to find the best rate on the market

MARIA CRISTINA Gil NARVAEZ

Excellent. en tant que personne et en tant que professionnel. Il nous a beaucoup guidé dans notre recherche de prêt. (Translated by Google) Excellent, both as a person and as a professional. He provided us with invaluable guidance in our loan search.

Isabelle Brule

Excellent service , reponse rapide de la part du courtier , reponse claire lorsque j’avais des interrogations . A choisir sans aucune hesitation ! (Translated by Google) Excellent service, quick response from the broker, clear answers to my questions. Choose them without hesitation!

Current Rates

Fixed Rates

1 year 4.89%
3 years 4.04%
5 years 4.14%
7 years 4.49%

Variable Rates

Variable 3.6%

* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.

FREQUENTLY ASKED QUESTIONS

Find answers to your most frequently asked questions

What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Schedule an Appointment

Book a personalized consultation to discuss your mortgage needs and get tailored advice.

  • Personalized Consultation
  • Analysis of your situation
  • Expert Advice
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Online Request

Complete our online form to start your mortgage application and speed up the approval process.

  • Simplified Process
  • Quick Response
  • Personalized Follow-up
MAKE A REQUEST